Most Patients Pay $0 Out-of-Pocket. Let Us Verify Your Coverage.
Sincere Care accepts Medicare, Medicaid, and most private insurance plans. We verify your coverage at no charge — and handle all the paperwork — before care begins.
Medicare covers 100% of eligible home health services with $0 copay — no deductible, no coinsurance.
What Medicare Covers at Home
Medicare Part A and/or Part B provides comprehensive coverage for skilled home health services — with $0 copay for qualifying beneficiaries. This is one of Medicare's most underutilized benefits because many patients don't realize how much is covered.
Covered Medicare Services Include:
As a CMS-certified Medicare home health agency, Sincere Care meets the federal quality and safety standards required to bill Medicare directly. Your coverage applies to every service we provide.
Medicare Eligibility Requirements
Homebound Status
You must be homebound — meaning leaving your home requires a considerable effort due to illness, injury, or disability. You don't need to be bedbound; but going out must be taxing.
Physician's Order
A doctor, nurse practitioner, or physician assistant must certify that you need skilled care and order home health services. Hospital discharge planners can coordinate this.
Skilled Care Need
You must need at least one skilled service: nursing, physical therapy, occupational therapy, or speech therapy. Home health aide services are covered when skilled care is active.
Medicare-Certified Agency
The agency providing care must be Medicare-certified by CMS. Sincere Care is fully certified — ensuring your coverage applies to every service we provide.
Minnesota Medicaid & Waiver Programs
Sincere Care is enrolled with Minnesota Medical Assistance (Medicaid) and participates in several county waiver programs that help eligible individuals receive home-based services as an alternative to facility placement.
CADI Waiver
Community Alternative Care for Disabilities — supports people with significant disabilities in staying at home instead of a nursing facility.
BI Waiver
Brain Injury Waiver — supports individuals with acquired brain injuries in home and community settings.
EW Waiver
Elderly Waiver — helps eligible seniors receive home and community-based services as an alternative to nursing home care.
CAC Waiver
Community Alternative Care — for individuals who need the level of care provided in a nursing facility but choose to remain at home.
Not sure if you qualify? Our intake team can help determine your Medicaid eligibility and identify the appropriate waiver program for your situation — at no charge and with zero obligation.
We Accept Most Insurance Plans
If you don't see your plan listed, call us — we work with most insurers and can verify coverage for any plan within one business day.
Our Coverage Verification Process
We handle insurance verification completely — so you can focus on your loved one's care, not paperwork.
You Call or Submit a Request
Contact our intake team by phone or online. We gather basic patient information, insurance plan details, and a description of the care needs.
We Verify Your Coverage
Our billing specialists contact your insurance company directly and complete a full benefits verification — confirming exactly what is covered and identifying any out-of-pocket costs before care begins.
We Get the Physician's Order
We coordinate with your doctor, discharge planner, or specialist to obtain the required physician order. We handle all paperwork and faxing — you don't need to manage any of it.
Care Begins
Once the order is in place and coverage is confirmed, your RN conducts an in-home assessment and care begins — typically within 24–48 hours of your initial call.
For Physicians & Discharge Planners
Send referrals directly to our intake team. We handle all insurance coordination, patient communication, and clinical intake so your patient transitions seamlessly from facility or clinic to home health.
Verify Your Coverage — Free, Fast, No Obligation
Call us and our billing specialists will confirm your benefits, identify any out-of-pocket costs, and explain exactly what you're entitled to — before the first visit.